Bionic Turtle Review 2024: Right Choice for Your FRM Prep? (Pros & Cons)

Bionic Turtle Review


David Harper founded Bionic Turtle in 2004 as an FRM test preparation website. For anyone wanting to take the FRM test, this website provides a study planner, a forum, and much more. The primary purpose of Bionic Turtle is to offer important learning materials at a reasonable cost.

Out of 10


  • Amazing Study Materials
  • Instructional Videos to make you understand the most difficult concepts
  • Over 4,000 Practice Questions Available
  • Excellent Study Materials
  • Dedicated customer service


  • It does not include all GARP curriculum


Price: $

Are you looking for an unbiased Bionic Turtle Review? I’ve got you covered. In this review, I will discuss whether Bionic Turtle is worth it and whether you should try it.

The FRM exam is a tough one. It’s hard to know what to study and what resources to use, especially when you have a busy schedule.

It’s easy to get overwhelmed and not know where to start. You need someone to help you break it down and explain the process in detail.

Bionic Turtle Review

The Bionic Turtle FRM Study Planner is the most extensive planner available. It provides everything you need to pass the FRM exam, including daily questions, instructional videos, learning resources, practice tests, and more.

In this post, I have featured my honest Bionic Turtle Review. So, let’s dive in.

Bottom Line Upfront:

The Bionic Turtle FRM Study Planner is your best resource to prepare for the FRM exam. Their organized, stress-free planner provides the largest and most diverse collection of FRM study materials including daily questions, instructional videos, learning, spreadsheets, and more.

Bionic Turtle Facebook Review

Many people are afraid to take the FRM exam because they don’t know what to expect or they don’t have time for studying.

The Bionic Turtle Study Planner can help you plan for success on the test. To see you succeed in the FRM exam.

Click Here To Get Started With Bionic Turtle!

What to Look for in an FRM Prep Course?

A good FRM prep course should:

  • Include both lectures and in-class discussion topics with small discussion groups.
  • Provide access to instructors and mentors.
  • Highlight case studies and examples from experience in the financial services industry.
  • Include a variety of topics related to the Financial Risk Manager certification exam, like Corporate Finance, Portfolio Management, Quantitative Analysis, and Credit Risk.
  • Include plenty of hands-on exercises to help you when it comes time for the certification exam.

About FRM Exam & Timeline

The FRM exam is divided into three sections, all broken up into two parts.

The first section of the FRM exam is Quantitative Reasoning.

This section tests your mathematical calculations, technical reasoning, and data visualization skills.

FRM Part 1

The second section of the FRM exam is entitled Ethics & Regulation Module.

FRM Part 1

This section tests your knowledge on topics including ethics at work, professional standards for financial planners, suitability vs suitability, suitability requirements, understanding regulatory requirements for financial planning, and fiduciary obligations of financial planners.

The last section of the FRM Exam is called Financial Topic Module 1. This part covers retirement planning strategies- saving & investing, risk management, tax topics, portfolio construction, and insurance for individuals.

FRM Part 2

The FRM Exam has multiple components you must pass to receive your official designation.

FRM Part 2

You must pass three sections; each section consists of 2 parts (a score of 50% is needed on Part 1, and a score of 50% is required on Part 2. The Quantitative Reasoning section has 11 questions. It is conducted via computer; you have 170 minutes to complete it.

The Ethics & Regulation Module has 35 multiple-choice questions and no time limit. You must score at least 70% to pass this section.

The Financial Topic Module 1, the Core Concepts of Financial Planning, has 55 multiple-choice questions. It is computer-based, and you have 170 minutes to complete it.

Bionic Turtle Review 2024: What Is Bionic Turtle?

Bionic Turtle was founded initially by David Harper in 2004. It is a preparation website for students to help them pass the FRM exam.

It was one of the first FRM preparation providers to teach their students with videos and e-learning tools. This is the most active FRM forum because they constantly add practice exam questions and provide new tests regularly.

Bionic Turtle Review

The main goal of this company is to provide quality-based materials at an affordable price. Their study material and video lectures equip you with an explanation of the complicated topics.

This will help you in the long run when you work as a certified FRM. The examples given in the lectures are straightforward to follow.

You can get a solution to any practice problems, and they will make you understand the concept of those problems, which is fantastic. That makes those problems super easy to solve.

Bionic Turtle Facebook Review

All the study materials are part of this course. They have the largest FRM test bank in this industry because the number of practice questions is over 4,400. You will learn the material, understand the concept, and practice the questions simultaneously.

Best Features of Bionic Turtle

Here are some of the key features of Bionic Turtle:

1. Question Sets

The best thing about this feature is that the CEO, David Harper, writes and adds questions daily every week. Their database of questions is increasing day by day.


The practice questions are easy to understand and solve. The constant addition of practice questions is the best thing about Bionic Turtle.

If you are a paid member, you don’t need to open the forum for questions because they provide thousands of questions in PDF bundles. In those PDF bundles, they also add links to the discussion forum for each.

Most of the questions are linked to the topics, and you will find them once you study that particular topic. They have PDF quizzes, global topic reviews, and mock tests.

Bionic Turtle User Review

They have more than 4,000 practice questions available for their subscribers. The study planner ensures that you structurally follow every topic, which means you cannot access the other without completing an issue.

2. Structured Study Planner

They have an organized and structured study planner for their subscribers. It is like a visual path for students. They always have something planned for them.

The core materials are an essential part of your preparations for the financial risk manager exam. The structure of the study materials is easy to follow. You can finish all the topics within a few days before the final exam.

Are you struggling with the PMP exam and want a course to help you ace it? Then check out our review of the Brain Sensei PMP course and find out if this course can be of any help.

3. Study Notes

All the notes available on Bionic Turtle are downloadable and in unprotected PDF format. It is because they don’t want any inconvenience to their customers.

bionic turtle FRM Study Planner

The fresh content in the market means that all the materials inside them are new for subscribers, and you will learn for the first time with Bionic Turtle.

Most of the material you find online will likely be duplicated, but here at Bionic Turtle, you will get only fresh material to study.

These notes are focused on concepts. The notes are in media format, like images, videos, and more. They also provide you with examples and helpful tips for you. They make you follow the FRM Learning Objectives.

4. Interactive Quizzes 

Bionic Turtle offers its students a difficult question set, and the difficulty level of those questions is slightly higher than the actual exam. This is because passing will be much easier if you can do more complex questions than the real examination. They also provide interactive quizzes.

Bionic Turtle User Review 1

These quizzes are a realistic version of the actual examination. In quizzes, the difficulty level of the questions is nearly the same as the actual exam, and you can’t see the answers until you complete the quiz.

The format of these quizzes is entirely different than the practice set questions. These quizzes are mainly shown on the website in your final week of preparations. These quizzes boost your reading skills before the exam.

5. Instructional Videos

Most of the lectures available on Bionic Turtle are in the format of videos. They provide instructional videos to their customers. These videos have been globally recognized as best-in-class. They continuously develop videos to deliver the most difficult FRM concepts in an accessible format.

Most instructional videos are in the format of reading text to you, which is a passive form of knowledge transfer because reading yourself compared to someone else reading it for you are two different things. The initial part is the most effective way of gaining knowledge.

These videos contain examples and images for a more efficient review.

6. Focus Review Videos

There are two different parts available on the website for the FRM exam. This feature focuses on both part 1 and part 2. It means you can flag any review video available on Bionic Turtle as a focus review video.

Sometimes, it happens when you don’t understand a difficult concept, and then it will be hard to understand the following concept videos.

So, to avoid that, you can just easily flag a video for focus review, and they will make you understand the concept in the easiest way possible. This feature does not replace the structured program.

7. Learning Spreadsheets

They have a vast library of custom-built learning spreadsheets. They were the first in this industry to do that. These spreadsheets are in both Excel and online format. Advanced learners use these spreadsheets to learn quickly about FRM.

Learning Spreadsheet in Bionic Turtle

The quantitative concepts of the actual exam are in those spreadsheets. The concepts are in a way that even formulas and words can’t express it. That’s why only advanced learners use this. They are not meant for a beginner.

Pros & Cons Of Bionic Turtle

Here are some of the pros and cons of Bionic Turtle:


  • Instructional Videos to make you understand the most difficult concepts
  • Amazing Study Materials
  • Over 4,000 Practice Questions Available
  • Huge Community Forum where you can connect with other students


  • No Offline Material
  • It does not include all GARP curriculum.

Who Should Consider Bionic Turtle?

The course program offered by Bionic Turtle is good for FRM clients. If you already have experience in this field, we think it will be best for you. But if you have much experience, you will only require Bionic Turtle’s review course.

Bionic Turtle Facebook page

Aside from Bionic Turtle, you may also want to use the GARP core books for additional study materials, and the combination of both of them will help you pass the FRM exam.

If you want to dive deep into the concepts, it is the best place to learn them comprehensively.

However, if you are a newbie inexperienced with financial risk management, Bionic Turtle’s refresher course will be an invaluable addition.


The reviews available on the internet of Bionic Turtle are very significant, and most of the students got better results from enrolling in one of Bionic Turtle’s review courses. The study notes and videos they provided are great and easy to understand.

Bionic Turtle Discount

Bionic Turtle does provide some discounts to full-time students, veterans, and international learners from low-income nations. Make sure you’re eligible for the deal. Check out our article and explore the latest discounts for Bionic Turtle through this link.

Free Bionic Turtle FRM Courses

You may create an account for free at Bionic Turtle. There are several free FRM resources available there, including:

Bionic Turtle FRM Study Planner

The Bionic Turtle FRM Study Planner is your best resource to prepare for the FRM exam. Their organized, stress-free planner provides the most diverse FRM study materials, including daily questions, instructional videos, learning, spreadsheets, and more.

Bionic Turtle offers a risk-free trial with Bionic Turtle’s Money Back Guarantee. Bionic Turtle also has a thriving community where you can upload answers as you go and get feedback from other FRM STUDENTS!

Bionic Turtle has over 100+ testimonials for their product on their website. Bionic Turtle proudly pays for itself in less than 10 hours of use! Bionic Turtle’s Bionic Turtle review is favorable.

Bionic Turtle has been helping students pass their FRM exams for years. Bionic Turtle is constantly updating to provide the latest and most excellent materials, including the new advanced learning platform.

Bionic Turtle is and continues to be an excellent resource of study notes, videos, flashcards, etc., that will help you pass your FRM exam. Bionic Turtle’s business model has been carefully constructed to provide the best value to customers in the industry.

The Bionic Turtle FRM Success Rate

The Bionic Turtle FRM Success Rate is a success story. Bionic Turtle reports an average of 60% of their students passed the FRM exam, and 100% of Bionic Turtle customers recommended Bionic Turtle to a friend or colleague. Bionic Turtle’s Success Rate is better than the standard 50%.

Bionic Turtle Customer Support

The customer support provided by Bionic Turtle is excellent. You can ask your queries regarding study materials from the teachers.

They have an option available for frequently asked questions, which mostly solves all of your queries, but if you do have a query that is not covered in FAQs, then you can send it through an email, and within a few hours, you will get answers to your questions which is good.


They also have a blog where they have posted answers to questions like why you should take the FRM exam, the importance of it, and more. These posts will help you clear any doubts regarding the exam or course.

Additionally, they have provided a list of jobs you can get by passing the exam, which help you out shortly.

Why do I recommend Bionic Turtle?

The benefit of using Bionic Turtle’s review courses is that their study plan will save you time and money and increase your passing rate.

As we all know, the FRM exam is challenging and must be passed to get an FRM certificate. The Bionic Turtle FRM course is a program where you can study independently.


GARP provides core readings on the concepts of FRM, and for a beginner, they can be overwhelming.

Because most of the readings are over 100 pages long and the content on those pages is challenging to learn, Bionic Turtle offers study notes that include only the essential points of those GARP readings.

This means that you don’t have to read complete GARP readings. You must go through that material, which is essential for the final exam.

They also offer many other FRM course materials aside from GARP readings. They have daily practice questions written by the owner, David, and come twice weekly.

Bionic Turtle Student Review

Every practice question set differs from one other, containing questions on GARP readings. All these things will lead you to get the full knowledge of the FRM course, and it will be effortless to pass the examination.

Bionic Turtle Pricing Plans: How Much Does It Cost?

There are three pricing plans available on Bionic Turtle. No free trial is available, but partial access is open for free users on the website.

1. Basic

Part 1 or Part 2 costs around $249/year; for both, it costs $399/year. The features you will get from this plan

Bionic Turtle Pricing Basic

  • Full Forum Access
  • Question Sets
  • Study Notes
  • Interactive Mock Exams

2. Advanced

Part 1 or Part 2 costs $399/year for both. The features you will get from this plan

Bionic Turtle Pricing Advanced

  • All The Features Of the Basic Plan, Plus
  • Instruction Videos
  • Interactive Quizzes

3. Professional

Part 1 or Part 2 costs $449/year; for both, it costs $799/year. The features you will get from this plan

Bionic Turtle Pricing Professional

  • All The Features Of Advanced Plan, Plus
  • Focus Review Videos
  • Learning Spreadsheets

These are the pricing plans. They are expensive, but for the FRM exam, the materials they provide are one of the best, and the price will be worth it.

Quick Links:


What Is Bionic Turtle?

Bionic Turtle was originally founded by David Harper in 2004. It is a preparation website for students to help them pass the FRM exam.

Who Should Consider Using Bionic Turtle?

If you already have some experience in this field then u think it will be best for you. But if you have a lot of experience then the only thing you will require is Bionic Turtle.

What is the pricing of Bionic Turtle?

There are three pricing plans are available on Bionic Turtle. There is no free trial available. The basic plan starts from $299 per year.

Is Bionic Turtle enough for FRM?

Bionic Turtle is a company that provides top quality FRM materials. They also provide personalized forum support. Many people buy GARP core books from them, while others feel that their FRM materials are enough to learn the concepts to pass the exam on their own.

Is bionic turtle free?

Bionic Turtle offers three plans. A free trial is available for some parts of the website, but not all parts are available. For PART 1 or PART 2, it costs $299/year, and you need to pay $399/year if you want both parts.

What is the FRM certification?

FRM is a certification for risk managers. The GARP offers it. The FRM certifies that you can manage risks well..

Why should I choose Bionic Turtle for my FRM preparation?

The Bionic Turtle FRM Study Planner is your best resource to prepare for the FRM exam. They have everything you need, such as daily questions, instructional videos, and more. You will be prepared for the exam with this planner.

Does Bionic Turtle provide hard copies of study materials?

Bionic Turtle will not send you paper copies of their materials. They are all available online in the Study Planner, and you can have them for one year after your purchase. If you want to view or print the materials, they are always downloadable.

Conclusion: Bionic Turtle Review 2024

Financial Risk Management is one of the toughest exams in the industry. So it becomes necessary for you to find the best course material to prepare for it.

Many FRM course preparations are available online but do not provide authentic materials like Bionic Turtle.

As a student, you want to practice those questions you have never seen before, and Bionic Turtle provides you with new practice questions handwritten by the CEO David himself twice weekly.

Bionic Turtle Testimonials

That is why it is one of the best FRM course preparations available. Their study material is structured, meaning you can not access a topic until you complete the previous one.

They provide quizzes, which is what differentiates them from others. As a course preparation platform, they are the best in the market. It doesn’t hurt to try out the free partial access to get to know Bionic Turtle a little.

If you like this post on Bionic Turtle Review, then don’t forget to share your opinions in the comment section, and don’t forget to share with your friends.

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About jitendravaswani

Jitendra Vaswani is the founder of SchemaNinja, a WordPress Plugin, and he is also the founder of multi-award-winning blog,, along with, and Megablogging. He is a successful online marketer & award-winning digital marketing consultant. He has been featured on HuffingtonPost, BusinessWorld, YourStory, Payoneer, Lifehacker & other leading publications as a successful blogger & digital marketer.

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